Frozen Bank Accounts/Garnished Wages

Credit card companies, debt collectors, hospital and medical bill collectors and their process servers are regularly challenged for not properly serving consumers with the initial lawsuit papers ("sewer service") allowing them to obtain quick judgments against a consumer whether or not the consumer is actually the right person sued, or that person truly owes the alleged debt A consumer may first learn of the debt, whether valid or not, when their bank account is frozen or their wages are garnished, or some other asset taken by enforcement of the illicit judgment. Our New York City consumer fraud lawyers have handled numerous cases to reverse these judgments, put the consumer back into a negotiating position, or dismiss the debt entirely. In some instances, the collector has frozen "exempt" funds e.g. Social Security or Veteran's Benefits. This is also an illegal practice.

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